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What is Home Loan – Home loans help people to achieve their dream of home ownership.

A home loan is a secured loan that can be availed from both banks and Non-Banking Financial Companies (NBFCs)  for the purpose of buying a residential property.

 Home loans have varying interest rates which are often linked to your credit score. The normal tenure is up to 30 years and the amount has to be repaid in Equated Monthly Installments.

 Tax deductions are possible on both the principal amount and interest component of the home loan amount.  This is possible under Section 80C and Section 24 respectively of the Income Tax Act.

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